Simplify Installment Tracking
Track every payment, manage dues, and send reminders automatically
The complete platform for managing installment-based businesses. Track payments, manage clients, and grow your business.
Uptime Reliability
Business Features
Trusted Investment
Everything Your Business Needs
9 powerful modules covering sales, inventory, accounting, customers, and administration
POS Cash Sale
Modern POS-style interface with product search, per-item discounts, cash/credit toggle, and instant invoice generation.
Installment Tracking
Track lease sales with down payments, installment schedules, partial/full payments, and 95% auto-recognition threshold.
Customer Management
Complete profiles with NIC, guarantors, purchase history, credit limits, and auto-generated customer codes.
Inventory & Stock
Serial/IMEI/engine/chassis tracking with FIFO/LIFO/average costing. Branch-level stock with opening inventory support.
Double-Entry Accounting
Full chart of accounts with sub-heads, debit/credit transactions, auto-generated slip numbers, and account types.
Multi-Branch Network
Branch-specific settings for sale methods, down payment rules, inventory, and NIC-based running account limits.
Role-Based Access (RBAC)
3-level permission system (Route, API, Button). Departments, designations, roles with 7 action types and super admin bypass.
Credit Customer System
Manage credit (udhar) customers with limits, balance tracking, ledger entries, payment collection, and real-time validation.
Reports & Analytics
Credit customer reports with date filtering, customer statements, collection summaries, and print functionality.
Built for Installment Businesses
From small shops to multi-branch enterprises, Instalify handles the complexity
Lightning Fast Performance
Optimized queries with connection pooling, transactions, and row-level locking ensure consistency under heavy load.
Rock-Solid Data Integrity
Every sale, payment, and stock movement is wrapped in atomic transactions. No partial updates, no data corruption.
Concurrent User Safety
Multiple staff work simultaneously without conflicts. Pessimistic locking on stock prevents double-selling.
Bilingual Interface
Full English and Urdu support with proper RTL layout and Nastaliq font rendering for comfortable use.
Complete Business Visibility
Live dashboard with real-time metrics across all branches. Track sales, collections, and stock levels instantly.
Built by Kode Vision
Designed by industry experts who understand installment business. Continuous updates and dedicated support.
Up and Running in Minutes
Sign Up & Configure
Create your account, set up branches, and configure business settings in minutes.
Add Products & Stock
Import your inventory with serial numbers, set pricing, and assign to branches.
Start Selling
Process cash and installment sales, track payments, and grow your business.
One Installment System for Every Business
From mobile shops to auto bike dealers, furniture showrooms to solar retailers — Instalify is the cloud-based installment and cash sale management system built for businesses that sell on monthly kisht, lease, or credit.
Mobile & Smartphone Shops
Sell mobile phones on easy monthly installments with IMEI-level stock tracking, customer and guarantor records, down payments, installment schedules, and WhatsApp balance checks — a complete mobile shop installment management system.
Electronics & Home Appliances
Manage LED TV, refrigerator, washing machine, and air conditioner installment sales with serial number tracking, recovery schedules, pendency reports, and double-entry accounting built for electronics installment businesses.
Motorcycle & Auto Bike Dealers
Auto bike and motorcycle installment software with engine and chassis number tracking, guarantor management, monthly recovery targets, and defaulter checking — everything a bike installment dealer needs to lend with confidence.
Car & Vehicle Dealers
Car leasing and vehicle installment management with flexible down payments, installment plans, transaction history per account, recovery officer assignment, and branch-wise profit reports for auto finance businesses.
Furniture Showrooms
Furniture installment software for showrooms selling on monthly kisht — customer ledgers, delivery and hand-over records, partial payments, and outstanding balance reports keep every furniture installment account clear.
Solar & Energy Products
Sell solar panels, batteries, and UPS systems on installments with per-product pricing, stock ledgers, installment recovery tracking, and customer statements — a solar installment management system in the cloud.
Computer & Laptop Shops
Laptop and computer installment management with serial tracking, credit limits, guarantor verification, and automatic due-date scheduling — built for IT shops offering easy installment plans.
Cash Sale & Retail POS
Beyond installments, run everyday cash sales with a fast POS — product search, per-item discounts, instant invoices, stock deduction, and day-closing reports. One cloud system for both cash and installment business.
Frequently Asked Questions
Everything you need to know about managing your installment business with Instalify.
What is Instalify?
Instalify is an installment business management system that handles lease sales, installment recovery, inventory, customer ledgers, multi-branch accounting, and reporting from a single platform.
Can Instalify manage multiple branches?
Yes. One business can run unlimited branches in different cities. Company admins see consolidated reporting across all branches, while each branch admin manages only their own staff, inventory, customers, and accounts.
How does installment recovery work in Instalify?
Each customer can hold multiple installment accounts, each with its own schedule and transactions. Payments can be collected online, at the branch counter, as full or partial amounts, or via debit/credit adjustment — all tracked in the customer ledger.
Can customers check their balance and statement on WhatsApp?
Yes. Customers can request their account balance and installment statement directly through WhatsApp from your landing page, reducing counter queries and improving transparency.
Does Instalify help avoid defaulters across businesses?
Yes. The customer clearance feature lets businesses verify whether a customer is a defaulter in any other branch or business before approving a new installment account, helping reduce loss ratio.
Which businesses can use Instalify?
Any installment or lease business — including mobile phone shops, electronics, home appliances, furniture, and motorcycle dealers — can use Instalify to manage sales, inventory, recovery, and accounting.
Does Instalify include inventory and accounting?
Yes. Instalify includes branch-level inventory with a stock ledger, plus a double-entry accounting system with chart of accounts, transactions, and branch-wise and business-wise reporting.
Is Instalify cloud-based? Can I use it from anywhere?
Yes. Instalify is a fully cloud-based installment business management system — no installation needed. Access your shop, branches, customers, and reports from any laptop, tablet, or mobile browser, from anywhere.
Can bike and car dealers use Instalify for vehicle installments?
Yes. Motorcycle, auto bike, and car dealers use Instalify to sell vehicles on installments with engine and chassis number tracking, guarantor records, down payments, monthly recovery schedules, and defaulter checking.
Can I use Instalify for cash sales too, not just installments?
Yes. Instalify includes a fast POS-style cash sale module with product search, per-item discounts, instant invoices, and automatic stock deduction — so one system runs both your cash counter and your installment business.
How does Instalify handle customer cancellation?
When an installment account must be cancelled, Instalify records the cancellation with reason, settles the ledger, and keeps the full transaction history — so your books stay clean and the customer's record remains traceable.
Is my business data secure?
Instalify uses OTP-based verification, role-based access control, and permission-based module access, so each user only sees what their role allows. Every transaction is recorded for a clear audit trail.